Let’s be honest, most two-factor authentication (2FA) methods are kind of a pain. Whether it’s scrambling to find your phone, entering a one-time code, or figuring out how to register a passkey, the process usually asks something of you. That’s fine for tech-savvy users. But what about everyone else?

For businesses operating online, getting a customer to the checkout page is hard enough. But getting them past it? That’s where payment acceptance becomes make-or-break.